:root{--bg:#07130f;--panel:#0d211a;--panel2:#123026;--text:#f4f7f4;--muted:#afc1b7;--line:#24483b;--accent:#d6ff62;--accent2:#78e0ad;--ink:#0a1712;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:inherit} .wrap{width:min(var(--max),calc(100% - 36px));margin:auto}.site-header{position:sticky;top:0;z-index:30;background:rgba(7,19,15,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:850;letter-spacing:-.03em;font-size:1.18rem}.mark{width:34px;height:34px;border-radius:10px;background:var(--accent);color:var(--ink);display:grid;place-items:center;font-weight:950}
.navlinks{display:flex;gap:24px;align-items:center}.navlinks a{text-decoration:none;color:var(--muted);font-weight:650;font-size:.94rem}.navlinks a:hover{color:var(--text)}.navcta,.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:12px 18px;background:var(--accent);color:var(--ink)!important;text-decoration:none;font-weight:850;border:0;cursor:pointer}.btn.secondary{background:transparent;color:var(--text)!important;border:1px solid var(--line)}
.hero{padding:86px 0 60px;background:radial-gradient(circle at 80% 0%,rgba(120,224,173,.14),transparent 35%)}.eyebrow{color:var(--accent2);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.76rem}.hero h1,.article h1{font-size:clamp(2.5rem,6vw,5.5rem);line-height:.98;letter-spacing:-.06em;max-width:900px;margin:14px 0 22px}.hero p{font-size:1.2rem;color:var(--muted);max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.strip{border-block:1px solid var(--line);padding:18px 0;color:var(--muted)}.strip .wrap{display:flex;gap:28px;flex-wrap:wrap}.strip strong{color:var(--text)}
.section{padding:72px 0}.section h2{font-size:clamp(2rem,4vw,3.5rem);letter-spacing:-.045em;line-height:1.05;margin:0 0 16px}.lead{color:var(--muted);max-width:760px;font-size:1.08rem}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:32px}.card{background:linear-gradient(180deg,var(--panel),#091a14);border:1px solid var(--line);border-radius:18px;padding:24px;text-decoration:none;transition:.2s}.card:hover{transform:translateY(-3px);border-color:#3d6b5a}.card .tag{color:var(--accent2);font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.card h3{font-size:1.35rem;line-height:1.15;margin:10px 0}.card p{color:var(--muted);margin:0}.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:18px;overflow:hidden;margin-top:28px}.flow div{background:var(--panel);padding:24px}.flow b{display:block;color:var(--accent);font-size:.75rem;margin-bottom:8px}
.article{padding:64px 0}.article .content{max-width:780px}.article h1{font-size:clamp(2.6rem,5vw,4.6rem)}.article h2{font-size:2rem;letter-spacing:-.035em;margin-top:48px;line-height:1.15}.article h3{font-size:1.3rem;margin-top:30px}.article p,.article li{color:#cfdbd4}.article a:not(.btn){color:var(--accent2)}.note,.moneybox{border:1px solid var(--line);background:var(--panel);border-radius:16px;padding:22px;margin:28px 0}.moneybox{border-color:#52652a;background:#16231a}.moneybox h3{margin-top:0}.facts{display:grid;grid-template-columns:1fr 1fr;gap:10px}.fact{padding:14px;background:#0a1a14;border:1px solid var(--line);border-radius:10px}.fact span{display:block;color:var(--muted);font-size:.82rem}.breadcrumbs{color:var(--muted);font-size:.86rem;margin-bottom:20px}.breadcrumbs a{text-decoration:none}.disclosure{font-size:.86rem;color:var(--muted);border-left:3px solid var(--accent2);padding-left:14px}
footer{border-top:1px solid var(--line);padding:42px 0;color:var(--muted)}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}footer a{display:block;text-decoration:none;margin:7px 0}footer strong{color:var(--text)}
.modal-backdrop{position:fixed;inset:0;background:rgba(0,0,0,.72);display:none;align-items:center;justify-content:center;z-index:100;padding:20px}.modal-backdrop.show{display:flex}.modal{width:min(540px,100%);background:#0d211a;border:1px solid #4a6a5d;border-radius:22px;padding:30px;box-shadow:0 30px 90px rgba(0,0,0,.55);position:relative}.modal .close{position:absolute;right:14px;top:12px;background:transparent;border:0;color:var(--muted);font-size:1.6rem;cursor:pointer}.modal h2{font-size:2rem;line-height:1.05;letter-spacing:-.04em;margin:8px 30px 12px 0}.modal p{color:var(--muted)}.modal small{display:block;color:#8ea399;margin-top:12px}
@media(max-width:800px){.navlinks a:not(.navcta){display:none}.grid{grid-template-columns:1fr}.flow{grid-template-columns:1fr 1fr}.hero{padding-top:58px}.facts{grid-template-columns:1fr}footer .cols{grid-template-columns:1fr}.article{padding-top:38px}}
@media(max-width:480px){.flow{grid-template-columns:1fr}.wrap{width:min(var(--max),calc(100% - 26px))}.navcta{padding:10px 12px;font-size:.86rem}}